About Us
First of all, we’re not a bank. PBS is an organization owned and operated by credit unions just like yours. PBS offers commercial loans, with terms and rates competitive with many lenders, but without the complexity and red tape generally associated with banks. Our program offers commercial loans to business such as yours, ranging from $50,000 to more than $11,000,000 in capital. PBS uses a simple, transparent application and qualification process, locally approved by your credit union. It is because of this special process that you can be assured of a quick evaluation of your application by individuals who understand the service and quality you expect from your credit union, and are keenly aware of your community and how your new venture will fit into it
Why is PBS Lending right for you?
Do you want to get the proper funding you need to expand your business? Do you need a mortgage for investment real estate? How about constructing your own building for investment or occupancy? Tell PBS what kind of loan you need and we can help you find the right commercial loan product.
How do I apply
To get started on your PBS commercial loan, simply click on the forms link below and follow the prompts to download your application(s). Each application package also contains a complete checklist of support documents and information you will need to complete your application
How do I submit my application?
To get started on your PBS commercial loan, go to the home page and select the loan type you want. You can download the forms contained on the page you selected and complete them as instructed. Use the checklist provided on the product you selected to collect the support documents you will need to provide along with your application.
Applications may be submitted either by delivery to your credit union, or by delivering directly to PBS. If submitted to your credit union, please address to:
NAME
CREDIT UNION NAME
ADDRESS
If submitted to PBS, please address to:
PBS, LLC
Attention: Application Processing Division
10605 Concord Street
Suite 503
Kensington, MD 20895
Fax (240)747-2490 and (240)747-2498
Keep in mind that in rare cases it is necessary for PBS to request additional information.
If you have additional questions about the loan application process contact Craig Lockard or Devin Blum at (240) 747-2461.